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11 Smart Business Ideas to Start Without Capital

Start without capital

Imagine having smart business ideas but not having the capital to get it Started. Many startup ideas perish because the founder lacks capital to fund his business ideas. Come to think of it, what would you do if you know hot business ideas you can start without capital?

I want to show you some of these business ideas that are potentially profitable and you can start off right now. Of course, the reason your can Start now is because you can start without capital.

Sometimes the idea of starting without capital might be misunderstood. It doesn’t means money won’t be spent in any way. For example, you might need to pay for an internet connection to use the internet. That’s a cost, but which may not necessarily amount to a startup capital.

What’s (Smart Business Ideas) Startup Capital?

EquityNet gave us a definition of startup capital as the money that is required to start a new business, whether for office space, permits, licenses, inventory, product development and manufacturing, marketing or any other expense.

Basically, startup capital is required for those things you may not have need for unless it’s because of the business you planned to start. So, if you probably have Need of an internet even before you planned to start a business then it may not qualify or be calculated as a startup capital need.

That’s doesn’t mean when you start the business you can’t put internet as one of the business expenses.

But starting a business without capital is because those business ideas are either offered through means that may not require the need to procure expensive equipment in order to serve your target customers.

Smart Business Ideas to Start Without Capital

I have selected just 11 of these business ideas that’s guaranteed you can start without capital. The beauty of these startup ideas is their skill-based advantage. They are businesses you can start with just your skill set.

And all of them you can start online, without the requirement of having startup capital. In this case, your skill set has become your capital. You are offering your skills to potential clients in exchange for money.

However, these are not just the only business ideas you can start without capital. There are also those you can start offline as well. But here we have just these 11 ideas and I hope they address you needs right now.

{1} Affiliate Marketing

Affiliate marketing is one of the businesses you can start without capital. I choose affiliate as number on this list because its easy to start. You can start earning money from affiliate business right away.

All you need to do to start an affiliate business is to sign up with an affiliate company. And there are many of them online. When you signup you are issued with a custom affiliate link that’s linked to your account with them.

It’s from this link that your affiliate commission work is recorded and calculated to be paid into your affiliate account. The only work required from you is to promote that your affiliate link to your audience to get them to visit the link and patronize the company or products listed on the link page.

{2} SEO Specialist

An SEO specialist is a skilled job by someone who specialized in search engine optimization techniques. It’s another business idea you can start without capital.

The job of an SEO specialist is so relevant to online businesses and their bottom line. You excel in this business if you know how to scale up web traffic faster for online businesses.

You can either setup you SEO business using a website or join freelance sites to promote and tract potential clients who need your SEO techniques to boost their online business.



{3} Social Media Marketing

The relevance of social media marketing has grown to the point that is at the top of marketing plans of most companies. You expertise in marketing for companies on social media is highly sought after skill.

But your relevance as a social media marketer grows by the level of accounts you are managing and the dollar amount behind them. There are marketers who are managing accounts worth billions of dollars.

To start as a social media marketer you may need to grow your own presence on social media, targeting potential clients who would require your services. Your social media influence is an added advantage and your promotion tool to get clients to believe in your ability to also promote them on social media.

{4} Music Ghost Writer

The music industry is one of the most profitable niche in the world. Music is branded as a global language, which gives it a global appeal irrespective of the language used in the music.

You can write songs for top musicians in the world and be paid handsomely and with royalties. You can also translate music into a foreign language to help the musician target new audience. Music ghost writing is one the best examples of a business you can start without capital.

{5} Freelance Wed Developer

Web developing services is a high demand job. With your web developing skill you can start without capital. There are several freelancing sites where you can register to promote your skills and get potential clients contact you for jobs.

Fiverr is one site where web developers can offer their services on a freelance basis. You can signup with fiver and other Freelance sites to become a freelance web developer.

{6} Freelance Service Designer

As a freelance service designer, your work is to identify any problems with the way in which customers use the service or any improvements that could be made within your client organization.

There are so many Freelance sites where you can offer your services to attracts potential clients.

{7} Sound Pack Designer

A sound pack designer compiles great tracks of sounds for special entertainment, whether in a club or private party. Sound packs is a modern DJ tool, like a plug and play tool that allows you to play great music on a 16 button grid with two hands.

You can start out as a business and get to be hired by clients on demand basis.

{8} Sound Designer

The Sound Designer’s responsibility is to obtain all sound effects, whether it’s recorded or from a live recording, for a specific production. You are also responsible to set up the sound playback equipment.

A sound designers is hired by studios or individuals for a fee. And you can setup a business offering this service to potential clients. You can also employ other sound designers under your business and allocate them to clients for a fee, while you retain their services either on wages or per job basis.

{9} Freelance UX Researcher

In the world or internet and apps, UX is a vital area every company is struggling daily with. The need to improve user experience online, especially as Apps usage is growing, is driving most companies to invest more in UX research than before.

Companies want to understand better why their UX design should be the way it is before they build. So, having a UX researcher, explore their target user expectations and needs would help them target their market with better designs.

Your an offer your services through Freelance sites like Upwork.

{10} Instagram Page

Instagram has become one of the most relevant social media platforms for businesses targeting potential customers. The owners, Facebook, has succeeded in positioning as a major marketing tool.

So, having experience in managing an Instagram page with results can give you jobs from major companies looking to grow their Instagram page.

{11} Personal Brand

Having a personal brand has its huge benefits. One of it is helping you startup a business without capital. As a personal brand you leverage on your brand personality to start without capital, irrespective of the type of business, but especially those that requires brand identity to boost its acceptability and patronage.

Benefits of Personal Brand:

  • You get to enjoy people’s trust more
  • It stands you out from the competition
  • It gives you authenticity without any proper evaluation
  • Opportunities are also attracted to you
  • Your value is higher and people will pay more for your brand
  • You enjoy expert status even with little knowledge of the niche


Finding the right business idea that you can start without capital doesn’t always come easily, excerpt you already have the required skill set. Although you can also acquire new skills online for free. There are YouTube channels that teaches skills you can learn for free.

However, to succeed in a business you can start without capital would require some diligence and expertise. Also, having a case study that clients can refer to would help promote your business and land you jobs faster.

How you do what you do will stand you out and attract potential clients to you. That means, you need to find ways to differentiate your business from the competition. Offer your service in a way that stands you out and make your customers need you more than you need their money.

Chinedu David
About The Author: Chinedu David An inspiring writer with several years of experience in journalism, consulting and training. Worked with Success Digest magazine for over a decade. Founded MyStore - an online store in 2013. Trained several startup entrepreneurs in telecom sector, LPG (oil & gas), and on Cryptocurrency investment. A born again christian, who's committed to spreading the gospel of Jesus Christ with passion. Drop a comment below and he will respond to your query. He can also be reached via email: or Call/Text/WhatsApp: 07087770518
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